Schema.org Vocabulary › Class: MortgageLoan
https://schema.org/MortgageLoan
A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.)
Subclass of: LoanOrCredit
| Property | Description | Range |
|---|---|---|
| domiciledMortgage | Whether borrower is a resident of the jurisdiction where the property is located. | Boolean |
| loanMortgageMandateAmount | Amount of mortgage mandate that can be converted into a proper mortgage at a later stage. | MonetaryAmount |
| Property | Description | Range |
|---|---|---|
| requiredCollateral | Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.) | Thing, Text |
| loanType | The type of a loan or credit. | Text, URL |
| loanTerm | The duration of the loan or credit agreement. | QuantitativeValue |
| recourseLoan | The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money. | Boolean |
| gracePeriod | The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred. | Duration |
| loanRepaymentForm | A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment. | RepaymentSpecification |
| renegotiableLoan | Whether the terms for payment of interest can be renegotiated during the life of the loan. | Boolean |
| amount | The amount of money. | MonetaryAmount, Number |
| currency | The currency in which the monetary amount is expressed.\n\nUse standard formats: [ISO 4217 currency format](http://en.wikipedia.org/wiki/ISO_4217), e.g. "USD"; [Ticker symbol](https://en.wikipedia.org/wiki/List_of_cryptocurrencies) for cryptocurrencies, e.g. "BTC"; well known names for [Local Exchange Trading Systems](https://en.wikipedia.org/wiki/Local_exchange_trading_system) (LETS) and other currency types, e.g. "Ithaca HOUR". | Text |
| Property | Description | Range |
|---|---|---|
| interestRate | The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. | QuantitativeValue, Number |
| annualPercentageRate | The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. | QuantitativeValue, Number |
| feesAndCommissionsSpecification | Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. | Text, URL |
| Property | Description | Range |
|---|---|---|
| hoursAvailable | The hours during which this service or contact is available. | OpeningHoursSpecification |
| availableChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). | ServiceChannel |
| isSimilarTo | A pointer to another, functionally similar product (or multiple products). | Service, Product |
| providerMobility | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). | Text |
| category | A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. | Text, URL, Thing, PhysicalActivityCategory, CategoryCode |
| logo | An associated logo. | URL, ImageObject |
| produces | The tangible thing generated by the service, e.g. a passport, permit, etc. | Thing |
| serviceArea | The geographic area where the service is provided. | GeoShape, AdministrativeArea, Place |
| serviceAudience | The audience eligible for this service. | Audience |
| hasOfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. | OfferCatalog |
| review | A review of the item. | Review |
| hasCertification | Certification information about a product, organization, service, place, or person. | Certification |
| offers | An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use [[businessFunction]] to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a [[Demand]]. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer. | Offer, Demand |
| provider | The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller. | Organization, Person |
| aggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. | AggregateRating |
| slogan | A slogan or motto associated with the item. | Text |
| isRelatedTo | A pointer to another, somehow related product (or multiple products). | Service, Product |
| serviceOutput | The tangible thing generated by the service, e.g. a passport, permit, etc. | Thing |
| broker | An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred. | Organization, Person |
| audience | An intended audience, i.e. a group for whom something was created. | Audience |
| brand | The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. | Organization, Brand |
| award | An award won by or for this item. | Text |
| termsOfService | Human-readable terms of service documentation. | Text, URL |
| areaServed | The geographic area where a service or offered item is provided. | GeoShape, AdministrativeArea, Place, Text |
| serviceType | The type of service being offered, e.g. veterans' benefits, emergency relief, etc. | GovernmentBenefitsType, Text |
| Property | Description | Range |
|---|---|---|
| potentialAction | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. | Action |
| image | An image of the item. This can be a [[URL]] or a fully described [[ImageObject]]. | URL, ImageObject |
| sameAs | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. | URL |
| owner | A person or organization who owns this Thing. | Organization, Person |
| description | A description of the item. | TextObject, Text |
| subjectOf | A CreativeWork or Event about this Thing. | Event, CreativeWork |
| url | URL of the item. | URL |
| additionalType | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org style guide. | Text, URL |
| disambiguatingDescription | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation. | Text |
| alternateName | An alias for the item. | Text |
| name | The name of the item. | Text |
| identifier | The identifier property represents any kind of identifier for any kind of [[Thing]], such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See [background notes](/docs/datamodel.html#identifierBg) for more details. | Text, URL, PropertyValue |
| mainEntityOfPage | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See [background notes](/docs/datamodel.html#mainEntityBackground) for details. | CreativeWork, URL |